Credit Process

Step Instructions
1 Client meets Kaebauk’ s representative at client location or at Kaebauk office.
2 Client completes the required documents.
3 Kaebauk’s representative reviews client’s documents. The review includes visiting the client at their business and/or home.
4 Upon the successful review of the client’s documents, the loan application is moved onto the approval phase.
5 The client is invited to come to kaebauk office for a training session on the provisions of the loan agreement.
6 Once the client accepts the provisions of the loan agreement; the loan contract is signed by both parties.
Then the proceeds of the loan are transferred into the client’s saving account. The client can withdraw as and when she wants.

Minimum eligibility requirements

The loan applicant must

Loans Products on offer

  • Amount: 100 – 1,000 $
  • Loan Term 4 – 12 Months
  • Repayment Frequency: Monthly
  • Amount: 600 – 10,000 $
  • Loan Term 12 – 60 Months
  • Repayment Frequency: Monthly
    • Amount: 100 – 2,000 $
    • Loan Term 4 – 18 Months
    • Repayment Frequency: Monthly

Micro Loans

Product Amount Term Repayment Frequency
KIF 1 100-500$ 4-12 Months Monthly
KIF 2 600-1,000$ 4-12 Months Monthly
KIF 3 1,100-3,000$ 8-24 Months Monthly
KIF 4 3,100-5,000$ 8-24 Months Monthly

Small and Medium-sized Enterprise Loans

Product Amount Term Repayment Frequency
SME 1 5,500-7,000$ 12-36 Months Monthly
SME 2 7,500-10,000$ 12-36 Months Monthly
SME Plus 11,000-50,000$ 12-36 Months Monthly