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Empowering Your Financial Journey
LOANS SERVICE
Together, We Grow
At Kaebauk, we believe growth happens through partnership. Our loan programs are designed to empower individuals, families, and small businesses across Timor-Leste — helping them achieve their goals, strengthen their communities, and build a better future, together.
Our Loan Process
STEP BY STEP PROCESS
01
Client meets Kaebauk’ s representative at client location or at Kaebauk office.
02
Client completes the required documents.
03
Kaebauk’s representative reviews client’s documents. The review includes visiting the client at their business
&/or home.
04
Upon the successful review of the client’s documents, the loan application is moved onto the approval phase.
05
The client is invited to come to kaebauk office for a training session on the provisions of the loan agreement.
06
Once the client accepts the provisions of the loan agreement; the loan contract is signed by both parties.
Then the proceeds of the loan are transferred into the client’s saving account. The client can withdraw as and when she wants.
FIND YOUR BEST FIT
Loans Products on Offer
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WHO CAN APPLY
Eligibility Criteria
Product Details (FY 2026) - Effective 1st January 2026
GET IN TOUCH
Ready to Take the Next Step?
Whether you need a small loan to start or expand a micro-enterprise, or a larger facility to scale your business, Kaebauk provides flexible terms, fair rates, and a simple application process—so you can focus on building your future with confidence.