FAQs

You may apply if you: • 17 to 65 years of age • Have a regular source of income or a business (Customer who do not have either there is also an opportunity for Start-up Loans) • Meet Kaebauk's eligibility requirements

The loan amount depends on: • Your income or business capacity • Your repayment history • The loan product you choose • Kaebauk will offer as low as $50.00 USD and a Maximum loan amount of $100,000.00 USD

Below are the fees: • Intrest Rate (Dependency on Chosen Product) • Administration fee (3%) - upfront payment and non refundable • Cash Security (10%)- can be refunded after 100% repaymentor can be adjusted with the last loan repayment. • All costs are disclosed in the Key Facts Summary before you sign the loan contract with Kaebauk.

• Repayments are made according to a fixed schedule. • Each installment includes principal and interest, provided by Kaebaukduring disbursement of the loan. • The number of installments and due dates are listed in your Key Facts Summary (Repayment Scehdule).

If you miss a payment: • Repayments are mandatory as per-the repayment schdule provided. • Continued non-payment may affect your ability to get future loans.

Yes, only applied to specific Product. All moratorium terms are explained before you sign the loan agreement.

Yes. Early repayment isallowed. • There is an early closure fee of 4% from the total loan, if the total loan is closed within the first 4 months of taking the loan. • Ask more information from the closest Kaebauk Branch or contact your Field officer for more details before making early payments.

Yes. You will receive: • A Key Facts Summary included with the repayment schdule • A written loan agreement Note: Important for client to thorughly review and understand both before signing of the contract.

You can contact: • Approach the nearest Branch and utilize the complain box and commuincate to any Kaebauk personal at the front desk for any information and question • Contact your Loan Officer OR • Contact the Chief Customer Adovoacy officer for any complaints regaring the branch or Kaebauk FO etc. • Contact through Kaebauk Social Media Accounts such as FB, WA, IG and/or direct call to Kaebauk Marketing department. • There is also opportunity for you to contact

Yes. A loan can be declined if: • Income is insufficient to repay the loan • Required documents are missing • Continuous late repayments from previous loans • Multiple loan from other Financial organizations