FAQs

You may apply if you: 17 to 65 years of age Have a regular source of income or a business (Customer who do not have either there is also an opportunity for Start-up Loans) Meet Kaebauk's eligibility requirements

The loan amount depends on: Your income or business capacity Your repayment history The loan product you choose Kaebauk will offer as low as $50.00 USD and a Maximum loan amount of $100,000.00 USD

Below are the fees: Intrest Rate (Dependency on Chosen Product) Administration fee (3%) - upfront payment and non refundable Cash Security (10%)- can be refunded after 100% repaymentor can be adjusted with the last loan repayment. All costs are disclosed in the Key Facts Summary before you sign the loan contract with Kaebauk.

Repayments are made according to a fixed schedule. Each installment includes principal and interest, provided by Kaebaukduring disbursement of the loan. The number of installments and due dates are listed in your Key Facts Summary (Repayment Scehdule).

If you miss a payment: Repayments are mandatory as per-the repayment schdule provided. Continued non-payment may affect your ability to get future loans.

Yes, only applied to specific Product. All moratorium terms are explained before you sign the loan agreement.

Yes. Early repayment isallowed. There is an early closure fee of 4% from the total loan, if the total loan is closed within the first 4 months of taking the loan. Ask more information from the closest Kaebauk Branch or contact your Field officer for more details before making early payments.

Yes. You will receive: A Key Facts Summary included with the repayment schdule A written loan agreement Note: Important for client to thorughly review and understand both before signing of the contract.

You can contact: Approach the nearest Branch and utilize the complain box and commuincate to any Kaebauk personal at the front desk for any information and question Contact your Loan Officer OR Contact the Chief Customer Adovoacy officer for any complaints regaring the branch or Kaebauk FO etc. Contact through Kaebauk Social Media Accounts such as FB, WA, IG and/or direct call to Kaebauk Marketing department. There is also opportunity for you to contact

Yes. A loan can be declined if: Income is insufficient to repay the loan Required documents are missing Continuous late repayments from previous loans Multiple loan from other Financial organizations