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WHAT WE DO
Empowering Financial Access Across Timor-Leste
Kaebauk Investimentu no Finansas is a locally rooted financial institution committed to expanding access to responsible and inclusive financial services across Timor-Leste. Since our beginnings in 2001, we have worked closely with communities—particularly in rural and underserved areas—to empower individuals, families, and small businesses through practical loan and savings solutions.
Guided by strong governance, ethical practices, and a long-term development mindset, Kaebauk combines local insight with international expertise to drive sustainable economic growth. Our mission goes beyond finance: we aim to create opportunity, strengthen livelihoods, and contribute meaningfully to the social and economic progress of the nation.
OUR FOCUS
Financial Services That Create Opportunity
We specialize in providing loan and deposit products tailored to individuals, families, and entrepreneurs—particularly in rural and underserved communities. Our services are designed to support small businesses, improve household stability, and enable long-term economic participation.
By focusing on unbanked and low-income entrepreneurs, Kaebauk plays an active role in strengthening local economies and fostering self-reliance.
OUR PURPOSE
Driving Financial Inclusion for Sustainable Growth
At Kaebauk, we believe financial inclusion is essential for poverty alleviation and sustainable development. By extending access to formal financial services, we empower our customers to grow their businesses, invest in their futures, and improve their quality of life.
Together with our customers and communities, we are building a more inclusive and resilient economy for Timor-Leste.
A SNAPSHOT OF OUR PERFORMANCE & REACH
Kaebauk in Numbers
Branches Nationwide
Municiplities Covered
Staff Members
EXTENSIVE BRANCH & FIELD COVERAGE
Delivering Loans Throughout Timor-Leste
Total Employee Male & Female
Gender
Personal
Total Staff
369
Female
99
Male
270
Total Field Officers
Field Officers
Personal
Total FO
106
Field Officers
91
Field Officer Agri Loan
15
Total Staff in Operation Department
Department
Personal
Operation
158
FINANCIAL INCLUSION IN ACTION
Together, We Grow
At Kaebauk, we believe progress is built through partnership. By providing responsible loan and deposit solutions to Timorese individuals and entrepreneurs—especially in rural and underserved areas—we help unlock opportunity, support livelihoods, and contribute to sustainable economic growth across Timor-Leste.